Your Smart AI
Financial Companion
— 24/7
Make smarter money moves with Spark — your AI assistant on WhatsApp.
From budgets to transactions, Spark keeps your finances simple, clear, and always within reach.
Transfer
Money Transfers,
Made Easy
Quick, secure transfers — to anyone, anywhere.
Analysis
Money In, Money Out
— Fully Tracked
Spark tracks your spending for you, so you're always in control — no stress, no effort.
Support
Real-Time Help,
Zero Delays
Smart, instant support — right in the app. No calls, no queues, no hassle.
intuitive
Keeps Track.
So You Stay On Track.
Spark keeps track of your past questions and actions. so conversations feel natural, seamless, and actually helpful.
Spark — With You,
Every Step of the Day
With support for over 50 banks, Spark is with you every step of the way. Transfer funds quickly and securely — whether it’s to a friend, a vendor, or between your own accounts.
Sending Pocket Money to Family
Send money to your younger siblings or parents in seconds, right from your phone, wherever they are.
Topping Up Your Prepaid Airtime/Data
Never run out of airtime. Recharge your phone instantly with a few taps.
Cut. Glow. Pay.
Whether it’s a fresh cut, a glow-up, or a quick trim — Spark makes paying effortless.
Spark relies on WhatsApp’s built-in security to keep your data safe and private.
Transaction Security
Every transaction requires a passcode by default, set during account setup. You can also set a limit to skip the passcode for smaller amounts.
Secure your Spark chat with a lock for added privacy
Locking a chat hides it from your inbox and stores it in a secure folder, only unlockable with your password or biometrics.
Biometric Protection
Your chats are secured by your device’s biometrics. For extra privacy, you can choose to lock individual conversations too.
Frequently Asked Questions
Spark is your AI-powered financial assistant, right inside WhatsApp. From sending money and paying bills to tracking spending and understanding your habits — Spark makes it all easy. Just chat, snap a pic, or send a voice note. It’s money management made simple, conversational, and always available.
Spark uses advanced AI to understand your financial needs through text, pictures, or even voice notes — in multiple languages. Whether you're sending money, paying bills, or checking your spending, all it takes is a quick message on WhatsApp. And the best part? Spark learns from your habits to get smarter over time, making money management feel effortless.
Yes, Spark is built with your security in mind. It uses end-to-end encryption, secure login methods, and trusted industry standards to keep your data and transactions safe. Everything you share stays private and protected — just like it should be.
If Spark doesn’t understand something you send — whether it’s a message, image, or voice note — it’ll ask for clarification or guide you on what to do next. You can switch between typing, snapping a pic, or using voice notes anytime. And the more you use Spark, the smarter it gets, learning how to help you faster and more accurately over time.
If your phone is ever lost or stolen, you can quickly freeze your Spark account to stop all activity instantly. From there, Spark will walk you through a secure recovery process to help you regain access safely and get back on track.